When you are looking for that perfect house, you probably aren’t going to find it, so you end up trying to work out if you can turn a place into what you are after.
This can lead you down a few time consuming rabbit holes
You can find that you have missed out on that house, while you have been getting quotes or doing research.
Or they are serious about that unrealistic price they want and wont budge.
It’s an emotional rollercoaster which doesn’t always end well.
But if you let emotion take over, you are going to end up paying too much. Even if you pay say $10,000 too much, it’s going to take you sometime to pay it off, so the stakes are high.
If you are comfortable with a little extra debt, thats fine, but given that morgage rates are north of 7% at the moment, it’s an extra burden you dont need.
Falling Water House designed in 1935 by Frank Lloyd Wright image is courtesy of Pinterest
My wife and I have been searching for a new house for a few years now, we are looking to upgrade to something bigger.
We have found that it can be a time comsuming and frustrating process.
You see, there’s a lot of overpriced crap out there for several distinct reasons, and it’s taken us a long time to understand the market.
It’s notable that house’s don’t sell for the listed price, it’s typically about 0.9 of that number according to my own research. if they are serious about selling, the owners will negotiate.
Typically there are
-Properties that have been recently subdivided, and the developer wants the maximum amount to fund their next project. these places typically have some expensive or unfixable problem.
-Properties that haven’t been looked after and need lots of work, but they still want that premium price. These places typically have rotten window sills, and a rotten outside deck. A spongy floor around the bathroon/laundry is also common.
-Retired couples who are moving to a resthome or similar. These places can be neglected due to there health but generally, it’s a more honest option with few things to catch you out.
-The couple that did some renovations themselves. Some know what they are doing, some don’t. One example had a basement dug out underneath it, where they couldn’t even bother to get the floor level. None of it was up to a good standard, and if the local council get wind of it, you have a problem.
-House flippers.. these houses are generally well presented and setup for the typical house buyer, or what they think the market wants. I avoid these houses like the plague. There’s typically a whole bunch of starry eyed investors looking to buy it, who will start trying to out do each other on price.
Right now, the official Covid-19 Inquiry is being “reviewed”.
But do you trust them to do it properly?
We certainly don’t!
There is a huge opportunity here if we act now and play it right.
This is because, for the next two weeks, NZ’s Royal Commission is asking for public feedback on the scope of the Inquiry (time is ticking).
As of today, the scope is woefully inadequate, giving them free rein to conclude whatever they want, completely escaping any accountability.
Are You Willing To Let This Happen?
The scope of the current COVID-19 Inquiry is narrow and restrictive, seeking only to ‘learn lessons’ and not find fault. (Vaccine safety is ignored and efficacy is explicitly excluded!)
The People’s Terms, on the other hand, is a comprehensive and targeted set of terms that fundamentally redefines how the inquiry should operate and what will be reviewed, including the removal and replacement of Commissioners Blakley and Whitehead.
With personal accountability and liability as the focus, no rock will be left unturned.
We also need to generate overwhelming support for these terms so that they have the best chance of being accepted by the new coalition government.
The fact is,
Public Pressure DOES WORK, When It Is Overwhelming.
With enough support, they could have just cause to scrap the current inquiry and start again 🙂
So we must all together demand that an independent, full-scale, wide-ranging public inquiry into NZ’s Covid response be undertaken. Without one, there will be nothing to stop future government abuse of your fundamental human rights again.
So, if you suffered during the Covid years, now is your one and only chance to do something about it.
Let’s create enormous pressure together and support those in government calling to scrap the current inquiry so that we can start again. We need to show them how many people want it done properly.
P.S. You can read The People’s Termson this page. Click on the first expanding box ‘What are The People’s Terms’ for summarised and full versions, or check out the detail in the orange boxes.SUPPORT VOICES FOR FREEDOM
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